Tag Archives:Car rental insurance

Vacation season is in full swing and you may be in the process of planning an annual getaway. While you look for ways to maximize your budget, don’t leave one important decision to the last minute: renting a car for your vacation.

Rental Car Damage Waivers

 “Deciding whether to buy ‘damage waivers’ or insurance at the rental car counter can be a confusing experience,” said Rick Crawley of the Progressive Group of Insurance Companies. “Optional rental car insurance can cost between $7 and $25 per day, depending on the rental car company, vehicle make and model and type of waiver. Those daily charges can significantly add to the cost of your rental.”

Helpful tips for renting a car

 You may want to follow these three tips to help you decide whether or not you should buy the coverage:

 1. Consult with an independent insurance agency like Avalon Agency Insurance. We can review your policies and find out if the coverage you have on your personal vehicle provides protection for you in a rental car.

 2. Check with your credit card company. Some credit card companies provide coverage at no charge if you use their card for the rental. Some restrictions may apply so be sure to ask for a description of the exact coverage provided.

 3. Take your personal auto insurance policy and details of your coverage with you to the rental car counter. You may be asked questions about your coverage that these documents can help answer. If you’re in doubt, you’ll have your agent’s name and phone number readily available. “We want people to have the information they need to make more informed decisions about car insurance,” said Crawley.

 Knowing whether you need to buy additional coverage can save you money and give you peace of mind. Then, you can enjoy your vacation. Don’t start off your trip questioning your decisions. Take control by talking with your independent agent or broker and knowing the answers to those inevitable questions.

Hopefully, these tips for renting a car for your vacation will help you enjoy yourself a lot more!

To learn more about all that your independent agency can offer you, contact us at Avalon Agency at 914-234-5678